Subscription Terms
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1. The plans
FinTracker Pro will be offered as an auto-renewing subscription:
- Monthly: USD 9.99 per month.
- Annual: USD 79.99 per year.
- Free trial: eligible new subscribers can receive 7 days on the annual plan. Apple determines introductory-offer eligibility per subscription group.
Prices may vary by country and currency. The price shown on the App Store purchase screen at the moment you subscribe is the one that applies. Always trust that screen over this page.
2. Billing through Apple
Pro is billed by Apple to your Apple Account. We never see your card details. Payment is charged when you confirm the purchase (or when the free trial ends).
The subscription renews automatically unless you cancel at least 24 hours before the end of the current period. Apple charges the renewal within 24 hours before the new period begins.
3. Cancelling
You can cancel anytime in your App Store settings: Settings → your name → Subscriptions → FinTracker. Cancel before an eligible free trial ends to pay nothing. Cancelling stops the next renewal; access normally continues until the end of the current trial or paid period.
Refunds are handled by Apple under Apple’s refund policies. You can request one at reportaproblem.apple.com.
4. Access after a subscription ends
An active trial or subscription is required to add or edit entries and use online AI features. There is no new-user free tier.
After access ends, your existing ledger remains on your device. You can view and export it, restore purchases, manage your subscription, and delete your data without renewing.
5. Fair use of AI features
Pro includes up to 300 voice parses, 100 Bao chat messages, and 300 AI receipt scans per UTC calendar month. Bank-statement import runs locally without an AI cap; weekly insights are limited to one per subscriber per ISO week. Active subscription access is checked on our server. Service-wide limits can temporarily make AI unavailable even below your personal limit. See the Privacy Policy.
6. Changes
If a price changes, Apple notifies you in advance and, where required, asks for your consent before the new price applies. We’ll also update this page and its "last updated" date before any change takes effect.
7. Contact and related
Questions about billing: support@baolabs.dev. Related: Privacy Policy · Terms of Use · AI Disclaimer